Credit Repair Consultation
Your credit has a story.
Let's rewrite it.
Bad credit is not a dead end. It is just where you are right now. On this call, James reviews your file personally and gives you a straight answer on what needs to change, how long it will take, and exactly what it costs to fix it.
Who This Is For
If your credit is standing
between you and what you want
This consult is for people who are done guessing and ready for a real plan.
You can't get approved
Loans, apartments, credit cards. You keep getting denied and nobody is telling you why.
Collections are piling up
Old debts, charge-offs, or accounts in collections that you do not know how to deal with.
Your score won't move
You have tried on your own and nothing is changing. You need someone who actually knows the process.
You want to get funded
Business funding, real estate, or major purchases. Your credit needs to be right before you can qualify.
What You Get
A clear picture.
A real plan.
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01
Full credit file review
James looks at what is actually on your report. Negative items, accounts, inquiries. He tells you what is hurting you most.
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02
Honest assessment of your situation
No sugarcoating. James tells you where you stand with each bureau and what realistically needs to happen.
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03
A straight quote with no surprises
If your file needs work, James quotes you on the spot. One price, one year, no rounds, no recurring charges.
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04
A decision you can make today
You leave the call knowing exactly what to do next. Whether that is working with James or handling it another way.
James's approach is different.
How It Works
Three steps from
consultation to results
Book your consultation
Pick a time that works for you. Before the call, pull up your credit report. James will walk through it with you live.
James reviews your file
On the call, James goes through your credit situation in detail. He tells you what is there, what it means, and what it will take to fix it.
Get your quote and get started
If you are a fit, James quotes you on the spot. Sign the contract, make your payment, and the work begins.
This is a strategy call, not a sales pitch. James will tell you exactly where you stand and what your options are. If it is not a fit, you will still leave with more clarity than you came in with.
Book Your Call
Ready to fix this?
Pick your time.
This is a paid consultation. James sets aside dedicated time to go through your file personally. Pick a slot, show up ready, and leave with a plan.
- Bring your credit report or SmartCredit login
- James reviews all three bureaus on the call
- You will receive a quote before the call ends
- No obligation to move forward after the call
- Service available for all credit situations